- According to Union Finance Ministry, out of 35.99 crore accounts opened under Pradhan Mantri Jan Dhan Yojana (PMJDY) as on 26.06.2019, 29.54 crore accounts are operative accounts.
- Pradhan Mantri Jan Dhan Yojana (PMJDY) was launched in August, 2014 with the objective to, inter-alia, provide universal access to banking facilities to the people of the country.
- Private Banks are allowed to open accounts under PMJDY. As apprised by them, 1.26 crore accounts have been opened by major private banks under PMJDY.
- Public sector banks and major private banks have also apprised that Jan Dhan accounts are not debited with any banks charges.
- Under PMJDY, as on 26.06.2019, while 34.73 crore accounts have been opened by public sector banks (including sponsored Regional Rural Banks), 1.26 crore accounts have been opened by major private banks.