The scheme Atal Beemit Vyakti Kalyan Yojana was introduced by the Employees’ State Insurance Corporation (ESIC) on pilot basis for a period of 2 years w.e.f. 01.07.2018 for providing relief to the Insured Persons (IPs) who have become unemployed.
- Under this scheme relief in the form of cash compensation to the extent of 25 per cent of the average per day earning was paid upto a maximum of 90 days of unemployment subject to conditions that the employee should have completed two years of Insurable employment and has contributed not less than Seventy-Eight (78) days in each of the four consecutive contribution periods immediately preceding to the claim of the relief.
- In order to provide benefit to the IPs who have become unemployed during Covid-19 pandemic, the rate of relief has been enhanced and the eligibility conditions have been relaxed as follows for the IPs who became unemployed from 24.03.2020 onwards:-
- The rate of relief has been doubled from 25 per cent to 50 per cent average per day earning of employee.
- The Insured Person should have been in insurable employment for a minimum period of two years immediately before his/ her unemployment and should have contributed for not less than 78 days in the contribution period immediately preceding the unemployment and minimum 78 days in one of the remaining three contribution periods in two years prior to unemployment. Earlier this condition was a minimum contribution of 78 days in four contribution periods prior to unemployment with minimum two years insurable employment.
- Claim shall become due 30 days after date of unemployment. Earlier this period was 90 days.
- The claim of the IP need not be forwarded by the employer. The claim may be submitted by an IP in the prescribed claim form duly completed online or directly to the branch office.
